Hardship Letter Guide - Loan Modification
By Jonathan Gillham

The most important document you submit to your lender for a loan modification is your hardship letter. Your hardship letter gives your lender a good look at your unique and desperate situation, so they can fairly consider helping you with your loan and will allow you to do a loan modification. Based on that fact alone, it's imperative you ensure your hardship letter accurately and fully expresses your situation.

Other reasons your hardship letter is a necessity: